Built for real estate professionals

Know if your client’s deal is actually real — before you write the offer.

MtgMate gives realtors plain-language reads on deal fit, powered by live Canadian lender data — so you walk into every offer knowing whether the financing holds up.

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Client wants a $750K condo with 10% down, good credit — doable?
Likely financeable
  • With 10% down this is an insured purchase, and $750K is under the $1M insured cap — most lenders will look at this deal.
  • The main check is income vs. condo fees — budget roughly $135K+ household income at today’s rates.
Based on current lender guidelines
For a firm answer, confirm the numbers with a licensed mortgage broker.

How realtors use MtgMate

1

Qualify the deal

Run the scenario before the offer goes in. Down payment, price, property type — get a read on whether the deal holds up.

“$750K condo, 10% down, good credit — get a read before the offer goes in.”

2

Fact-check the advice

Heard something from a client or another agent? See what lenders actually allow, explained in plain words.

“Client’s cousin says 5% down works on a rental — check what lenders actually allow.”

3

Pull quick rates

Current from-rates for the most common products, so your buyer conversations start with real numbers.

“From-rates for the three most common products, categorized by lender type.”

How it answers

Live lender data

Powered by a live database of Canadian lender guidelines and rates — not stale rules of thumb.

A read, not advice

MtgMate gives a directional read on deal fit. It is an informational tool, not mortgage advice.

Always points to a pro

Every answer ends by pointing you to a licensed mortgage professional for the firm numbers.

When the deal looks real, hand it to a broker who can fund it.

One tap inside MtgMate refers your client to a licensed mortgage broker — so the financing gets done and you stay the hero of the transaction.

Request access

Request access

Tell us a little about yourself and we’ll set you up with a beta invite.

Real estate professionals only during beta.

Questions, answered

Is this mortgage advice?

No. MtgMate gives informational, directional reads on deal fit — it never replaces a licensed professional. Every answer ends by pointing you to one, and you should always confirm the numbers before your client commits.

What does it cost?

Nothing — MtgMate is free during beta.

Who sees my questions?

Your conversations are private to your account. We log usage metadata (not your clients' details) to run and improve the service.

Where does the data come from?

A live database of Canadian lender guidelines and rates, updated daily.

Can my client use it?

MtgMate is built for realtors. When your client is ready to move, refer them to a licensed broker in one tap from inside the app.

How do I get in?

Request access using the form above, or ask a colleague who already has an invite.